Scratch and Dent Cover: What is it & Why Does it Matter?
It’s undeniable that we rely on our cars to get us from A to B. But, as you may know, everyday commuting puts our vehicles at risk of annoying stone chips, dents, and scratches which can put an ugly mark on an otherwise pristine vehicle.
While these scratches and dents may be small, they often come with big repair bills. Annoyingly, these bills can work out to the same amount as your car insurance excess, meaning it doesn’t make financial sense to repair these. That’s why a Scratch & Dent solution for your car is a no-brainer for so many people.
What Exactly is Body Care Cover?
A Scratch and Dent solution provides you with financial assistance for repairing minor dents, scratches, and chips to your car’s bodywork – It’s the perfect answer if you love the look of your car and want to keep it looking that way.
Body Care usually covers:
- Light scratches
- Minor dents
- Stone chips
- Tar removal
- Small windscreen and headlight repairs
Is It Worth Fixing Scratches on Your Car?
While many drivers would argue that it’s not worth it, discovering a new dent or scratch can send you into a frustration spiral. Besides it decreasing the value of your car, there are a few good reasons why you should have the repairs done as soon as possible.
Here are some good reasons why you should fix the scratches on your car:
- Scratches can open up your car to rust damage by creating weak points in your car’s rust-proof paintwork.
- Dents are even worse because they expose your vehicle to moisture.
How Would I Get The Repairs Done with Apex Body Care?
So, you’ve just seen a scratch and would like to make a claim – here’s what you need to do, step-by-step:
Step 1: Call Insure Africa on (011) 615 0170 or email: claims@insureafrica.co.za
Step 2: Send clear photographs via email, of:
- The vehicle in its entirety (i.e. the whole vehicle in the photograph)
- The applicable damage to the vehicle
- The vehicle license disc and registration plate
Step 3: Insure Africa will inform you of the outcome of the claim.
In reality, we all try to keep our vehicles in the best condition possible, even though it seems as if minor scratches and dents appear out of nowhere! Whether you pay for them out of your pocket or claim from your insurer, having a Scratch and Dent solution is an investment in your car’s appearance – and its resale value.
So, if you’re looking for a scratch and dent solution – fill in our call me back form below.
Any information herein is not intended nor does it constitute financial advice. The Content is for informational purposes only”.
